Lease IT provides you with a no credit required shopping experience that allows you to shop the best brands with confidence. With low monthly lease payments, you can take home the items you really want today!


Leasing is Available In:

  • Appliances
  • Lawn & Garden
  • Outdoor Living
  • Tools
  • Furniture/Mattresses
Do You Qualify:

  • Must be at least 18 years old
  • Have a valid photo ID
  • Minimum monthly income
  • A valid Social Security number or TAX ID number (ITIN)
  • A valid Email address
How Lease It Works




Here's how leasing works



Shop Today
Shop in-store or online and select the items you'd like to lease at today's prices. Get an instant decision on your application and bring your code to your local Sears Hometown & Outlet store or complete the purchase online.

Find a Store

Take It Home
After making your first lease payment in the store, take your item(s) home or have them delivered. You’ll make additional lease payments on a bi-weekly or monthly schedule that allow you to keep your items for the time period of your choice. With flexible lease payment options, ability to manage your account online 24/7, and early purchase options in many states, you’re in total control.

Lease, Buy or Return
After your 5-month minimum term, you decide what happens next! You can continue to lease, buyout your items, or return your items to Lease IT (TEMPOE)

Just call 855-965-4669



You can own your items sooner with our Early Purchase Options *

Example based on $500 leased item

Use the Leasing Calculator to see your options - Calculate Today


Frequently Asked Questions

Do I make my payments at Sears Hometown & Outlet Stores?
No. Payments are auto-deducted from the account that you listed as preferred on your application. Payments will process on the dates listed on your lease payment schedule.

What is the Early Purchase Option?
Where available, the Early Purchase Option provides you with the opportunity to purchase your leased items early. Customers can look to purchase their leased items within 30, 60 or 90 days from origination of your lease. NOTE: EPO not available in NJ, VT, WI or WV.

What are the costs associated with the Early Purchase Options?
Early purchase options of 30, 60 or 90 days are available in all states except NJ, VT, WI and WV. Before 30 days = 5% over cash price | Between 31-60 days = 8% over cash price | Between 61-90 days = 10% over cash price.

How soon can I exercise the purchase option?
The Lease It program will allow you to purchase your leased items anytime within the first 90 days from the origination of your lease agreement. If you do not wish to use one of the early purchase options, the buyout option is not available until after the 5-month minimum term is met. NOTE: Buyout not available in NJ, VT, WI or WV.

If I do not exercise one of the Early Purchase Options within the first 90 days, what happens next?
You will continue with your lease until the 5-month minimum term is met. Then you have the option to purchase your leased items, continue to lease, or return the leased items to Lease IT (TEMPOE). NOTE: Buyout not available in NJ, VT, WI or WV.

What is my minimum term?
There is an approximate 5-month minimum lease term if the Early Purchase Options are not exercised.

Who should I contact with questions about my lease?
Contact Lease IT (TEMPOE) Customer Service, available seven days a week to assist you. They can be reached by phone at 855-965-4669 or online at www.tempoe.com (Select Customer Login).

Who is the leasing partner for Sears Hometown & Outlet?
TEMPOE, LLC dba WhyNotLeaseIt is an independent service provider offering merchandise leasing at Sears Hometown & Outlet stores.

Ready to Lease again? No need to re-apply.

Visit your nearest Sears Hometown & Outlet Store or call 855-965-4669 to get a new lease started in minutes.

Disclaimers

  • * TEMPOE, LLC® dba WhyNotLeaseIt® is an independent service provider of the LEASE IT program and not an affiliate or licensee of Sears Hometown and Outlet Stores, Inc. or its affiliates.
  • Must be at least 18 years of age. Income requirements apply. All lease agreements require an approximate 5-month minimum term. The 5-month minimum term assumes either a monthly payment schedule over five months, or biweekly/28-day payment schedule over 140 days.
  • * No early purchase option or buyout available in NJ, VT, WI & WV. Reference to minimum term assumes either a monthly payment schedule over five months, or biweekly/28 day payment schedule over 140 days.
  • Qualifying purchase of $199 or more required to enter into lease at Sears Hometown & Outlet. Excludes non-durable goods, footwear and apparel items. Products must be picked up in store.
  • Early purchase option not available in NJ, VT, WI or WV.