Boost your buying power, no matter which card
No Annual Fee
Enjoy the benefits of your Sears Card without an annual fee.
Protection and Security
$0 liability on unauthorized purchases and Citi Identity Theft Solutions.
Get special financing on select categories at SearsOutlet.com
Online Bill Pay
Make a one-time payment online or arrange for scheduled payments.
*Limit one new account offer per account. Offer at participating locations only and may vary. The new account offer ($15/$10 off or 6 months financing) will not apply if your first day purchase or subsequent first day purchase is subject to a different special financing (deferred interest) offer. Offers are subject to change without notice. Restrictions apply.
$15/$10 Off Offer: With credit approval, $15 will be credited to your account when you make your first qualifying purchase today with your new Sears MasterCard ($10 for SearsCard). First purchase must be made same day as account opening in order to receive statement credit. The value of this statement credit may be reported to the IRS as miscellaneous income on Form 1099-MISC. Citibank, N.A. will issue a Form 1099-MISC if the total taxable miscellaneous income you receive from Citibank, N.A. is $600 or more in a year. You are responsible for any taxes. Please talk to your Tax Advisor if you have any questions.
**Financing Offer: No interest if Paid in Full Within 6 months with Sears card. Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 6 months.
**Financing/Deferred Interest Offer: With credit approval on purchases made today with a new Sears card. As of 12/1/2018, the APR for purchases (and for the Sears MasterCard, the APR for balance transfers) is 27.24% and the APR for cash advances is 29.15%. These APRs will vary with the market based on the Prime Rate. The Minimum Interest Charge is $2. The cash advance fee is 5% of each transaction; minimum $5. For the Sears MasterCard, the balance transfer fee is 5% of each transaction, minimum $10, and the transaction fee for foreign purchases is 3% of each purchase transaction in U.S. dollars. See card agreement for details.